Insurance on your terms.
Not the insurance companies.
Karma takes your life and the insurance you already have as its starting point. Ask about anything you’re unsure about, understand your coverage, compare offers, and see what life changes mean for your insurance.
Free. Always.
Empower your insurance
Discover how Karma Insure’s AI-driven platform simplifies complex terms and empowers your understanding of your policies.
"Am I covered?"
A chip in your windshield. A smashed iPad.
A bicycle gets stolen.
Karma explains whether you’re covered – and what you need to do.
“I got a chip in my windshield on the motorway. Do I have to pay for it myself?”
“I’ve received an offer. Is it better?”
Drop the offer into Karma.
We compare the price, coverage, deductible, and the differences that matter to you.
“I’ll save DKK 2.400 DKK a year – but what am I giving up?”
“Something new has happened in my life”
New car, home, trailer, dog, child, or trip?
Tell Karma what happened.
Karma takes your current situation into account.
“Vi skal tre uger til Vietnam Er der noget, jeg mangler?“
"Can I get something that suits me better?”
You don’t have to list your needs over and over again.
Karma makes new offers easy to compare.
Karma knows you and remembers for you.
"Who can insure my car better without messing up the rest of my insurance package?"